Here is some information about how the The Snap Financing Works. 

  • You will need a bank account and have access to your bank account number and routing numbers. The account needs to be at least 90 days old.

  • You will need to have had a job for at least 90 days with a minimum of $1000 a month in pay.

  • No Credit Needed.

  • You may be approved for 3k or more. This does not mean you need to spend all of that money. Your payments will be based on what you actually spend. Not on what you are qualified for.
Here are the Steps in the Process
  1. APPLY & BE APPROVED
    Just answer a few easy questions and get approved for up to $3000 in seconds!

  2. Shop on our website teamdreamrides.com

  3. Select Snap Finance 100 Days Same a Cash as payment when checking out

  4. After you submit your order we will send you a eSign document for the amount you spent NOT what you were approved for. So your payments will be lower.

  5. PAY IT OFF IN 100 DAYS OR LESS. IF YOU DON'T SNAP FINANCE WILL CHARGE YOU AROUND DOUBLE. THIS IS A GREAT DEAL AS LONG AS YOU CAN PAY IT OFF IN TIME!
Click Below To Get Started!

Individuals living in the following states (IN, MN, NJ, WI) are not eligible for a Snap lease-purchase agreement.

Shop now, pay later with Klarna!

We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want.

It’s smoooth and simple

Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress­-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

How to checkout with Klarna

  1. Add item(s) to your cart and select  at checkout.
  2. Choose the payment option that fits your needs.
  3. Enter your card information or complete a Klarna Credit application.
  4. Easily manage your purchases in the Klarna App.

You shop, you choose how to pay.

4 interest-free installments

Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!

Pay later in 30 days

With Pay later in 30 days, you’ll get a free payment delay that allows you to try before you buy. Pay for your purchase up to 30 days after it’s been shipped. No upfront payment, no interest, and no fees when you pay on time.

Monthly Financing

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App.

Making payments

Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can also chat with Klarna Customer Service 24/7 in the Klarna App.

Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page.

What is Klarna?

Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 205,000 online stores and has more than 85 million users globally. Learn more.

How do I pay in 4 interest-free installments?

Select 4 interest-free installments to split your purchase into four equal payments, charged every two weeks beginning at the time your order is confirmed (usually the shipping date). No bills are sent - you can simply sit back, relax, and enjoy your purchase. View complete terms.

How do automatic payments work?

Payments are collected every other week from the debit or credit card you provide at the time of purchase. All scheduled payments are communicated to you by email and you can review your purchases by logging in at https://app.klarna.com/login.

How does Pay later in 30 days work?

When you checkout with Pay later in 30 days, you have the ability to try your items before you buy. Receive and review your order at home before ever making a payment. Once your order has been shipped, you’ll receive an email with instructions to pay. Need to make a return? Simply log in to the Klarna App.

Is there a fee to use Pay later in 30 days or 4 interest-free installments?

There are no fees when you follow the payment schedule. Please review product terms for applicable fees.

What is Klarna monthly financing?

Monthly financing is available when you choose to open an account with Klarna at the time of checkout. This affordable and highly flexible credit line is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time and can be used anywhere in the Klarna merchant network. View complete terms.

How does financing with Klarna work?

It’s simple! Shop at any online store that offers Klarna monthly financing, and choose a flexible payment plan to pay for your purchases over time. You will know if you are approved in seconds, before completing your purchase. If approved, you will receive an email confirmation from Klarna, and can manage your account through the https://app.klarna.com/login.

Will this affect my credit score?

When you choose Pay later in 30 days or 4 interest-free installments, Klarna may perform a soft credit check. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.

Monthly financing applications will take credit score and credit history into consideration when determining if the application is approved.

How can I reach Klarna?

You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ or by downloading the Klarna App for 24/7 chat.

 

 

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