Finance Options


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Credit Challenged and Need Financing?

Team Dream Rides has partnered with Snap Finance, a lease-to-own provider, to offer you accessible financing even if you're credit is not so stellar. It takes just seconds to get an answer.

READY TO TRY SNAP?
SELECT  AT CHECKOUT

 

Apply Online

Shop online and directly apply for Snap lease-to-own financing at checkout.

 

Apply In-Store

Simply stop by at any Shop With Snap location and apply in-person.

Simple

Easy application process. Know in seconds if you've been approved!

Convenient

All credit types welcome. Snap believes you're more than your credit score.

Flexible

Snap offers flexible payment options, with no hidden fees.

Why Snap?

Snap is a lease-to-own financing provider that empowers credit- challenged shoppers with the buying power to get what they need now.

Snap was founded on the principle that financing should be accessible to everyone.

Snap Has Your Back

Snap believes in transparency, so you'll know up front the cost of your lease.

Snap offers a 100-Day option, which offers a considerable reduction in the overall cost of your lease.

Snap Finance FAQs

 


SHOP NOW, PAY LATER WITH KLARNA!

It’s smooth and simple:

Select Klarna at checkout to buy now and pay later.

Spread the cost of your purchase over time with convenient, stress-free payment options.

It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

YOU SHOP,
YOU CHOOSE HOW TO PAY.

HOW TO CHECKOUT WITH KLARNA:

1

Add item(s) to your cart and select at checkout

2

Choose the payment option that fits your needs

3

Enter your card information or complete a Klarna Credit application.

4

Easily manage your purchases in the Klarna App.

5

Done!

4 INTEREST-FREE INSTALLMENTS

Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!

PAY LATER IN 30 DAYS

With Pay later in 30 days, you’ll get a free payment delay that allows you to try before you buy. Pay for your purchase up to 30 days after it’s been shipped. No upfront payment, no interest, and no fees when you pay on time.

MONTHLY FINANCING

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App.

“Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.” Additionally, we ask that you remove all other references to Cross River Bank on your webpage and replace with Affirm’s full lender list below: “Payment options through Affirm are provided by these lending partners: affirm.com/lenders.


Loans through Affirm are made by Cross River Bank, Member FDIC; Celtic Bank, Member FDIC; or Affirm Loan Services, LLC.

California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.